China is overwhelmingly cashless. Alipay and WeChat Pay are essential for international visitors.
Alipay for Foreigners
Download app, switch to English, register with overseas phone number, add international card (Visa, Mastercard, AMEX, Discover, JCB). Accepted virtually everywhere — from luxury stores to street vendors.
WeChat Pay
Requires WeChat account with overseas phone. Add international card via Me > Wallet > Cards. Less universally accepted than Alipay but widely used.
Also worth reading:
Cash Backup
Always carry small CNY amounts for rural areas and emergencies. ATMs widely available in major cities.
Tip: Use a card with no foreign transaction fees to minimize exchange rate losses.
More in our China Travel Tips Complete Guide.